Terms of Service

Effective Date: 2026

Website: michellecotterill.com

1. Acceptance of Terms

By accessing and using michellecotterill.com (the "Website"), you agree to be bound by these Terms of Service. If you do not agree to any part of these terms, you must not use this Website. We reserve the right to modify these terms at any time, and your continued use of the Website constitutes acceptance of any changes.

2. Site Purpose

michellecotterill.com is an informational and review website dedicated to providing content about Neosurf casinos and online gambling options. We are not a gambling operator, casino, or gaming provider. This Website does not offer gambling services, accept wagers, process bets, or facilitate any real-money transactions directly. Our sole purpose is to provide educational content, reviews, comparisons, and recommendations to assist users in making informed decisions about online casinos that accept Neosurf payments.

3. Age Restriction

You must be at least 18 years of age, or the legal minimum gambling age in your applicable Australian jurisdiction (whichever is higher), to access and use this Website. By accessing the Website, you confirm that you meet this age requirement. Users under 18 are strictly prohibited from visiting this Website. We do not condone illegal gambling or the use of gambling services by minors.

4. Disclaimer

The information, reviews, and content provided on this Website are for informational purposes only and are not guaranteed to be accurate, complete, or up-to-date. Casino policies, bonuses, terms, payment methods, and availability are subject to change without notice. You must verify all information directly with the relevant casino operators before making any deposit or placing any wager. We are not responsible for any inaccuracies, omissions, or changes in third-party information. Gambling carries inherent risks, and outcomes are never guaranteed. Always gamble responsibly and only with funds you can afford to lose.

5. Affiliate Relationship

michellecotterill.com participates in affiliate marketing programs with various online casinos and gambling operators. When you click on certain links or promotional content on this Website and subsequently sign up or make a deposit with a recommended casino, we may earn a commission or referral fee. This financial relationship does not influence the objectivity of our reviews and recommendations; however, you should be aware that we have a financial incentive to promote certain casinos. We disclose our affiliate relationships in accordance with Australian Consumer Law and relevant advertising standards.

6. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, articles, reviews, and layout, is the intellectual property of michellecotterill.com or its content providers and is protected by Australian and international copyright laws. You may view and print content for personal, non-commercial use only. Unauthorized reproduction, distribution, modification, or transmission of any content is strictly prohibited without prior written consent from michellecotterill.com.

7. Limitation of Liability

To the maximum extent permitted by law, michellecotterill.com, its owners, operators, and content providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use the Website, including but not limited to losses incurred through gambling, reliance on third-party information, or interruption of services. This limitation applies even if we have been advised of the possibility of such damages. Your use of this Website and any linked casinos is at your own risk.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Australia, without regard to its conflict of law provisions. Any disputes, claims, or legal proceedings arising from or relating to this Website or these terms shall be subject to the exclusive jurisdiction of the courts of Australia. You agree to submit to the jurisdiction of Australian courts and waive any objection to venue in such courts.

9. Changes to Terms

We reserve the right to modify, update, or amend these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to this Website. Your continued use of the Website following the posting of revised terms constitutes your acceptance of the changes. It is your responsibility to review these terms periodically to stay informed of any updates.

10. Contact

If you have any questions, concerns, or complaints regarding these Terms of Service or the Website, please contact us at:

Email: legal@michellecotterill.com

We endeavor to respond to all inquiries within a reasonable timeframe.